Finance · Investment
Lumpsum Investment Calculator
Calculate returns on your one-time investment with year-by-year breakdown.
Your one-time investment
Adjust any value — results update instantly.
See the real value of future money in today's purchasing power.
Projected outcome
Real-time as you type.
Future value
₹3,10,585
You invest ₹1,00,000 once and it grows to ₹3,10,585 in 10 years — that's 3.11× your investment.
Year-by-year breakdown
| Year | Value | Returns that year |
|---|---|---|
| 1 | ₹1,12,000 | +₹12,000 |
| 2 | ₹1,25,440 | +₹13,440 |
| 3 | ₹1,40,493 | +₹15,053 |
| 4 | ₹1,57,352 | +₹16,859 |
| 5 | ₹1,76,234 | +₹18,882 |
| 6 | ₹1,97,382 | +₹21,148 |
| 7 | ₹2,21,068 | +₹23,686 |
| 8 | ₹2,47,596 | +₹26,528 |
| 9 | ₹2,77,308 | +₹29,712 |
| 10 | ₹3,10,585 | +₹33,277 |
Lumpsum vs SIP
Same total money, two different timing strategies.
Lumpsum wins by ₹1,17,046
See how lumpsum and SIP behave across different market scenarios.
See side-by-side comparisonLumpsum vs SIP: Complete Comparison Guide
See the real math behind SIP and lumpsum investments with historical data from 2010-2024. Includes scenarios for when each strategy works best...
Frequently asked questions
🔄 Compare: Lumpsum vs SIP
Want to see how this compares to monthly SIP investments?
See how monthly investments compare to lumpsum.
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