PPF scenario · India

PPF Calculator: ₹50,000/year for 20 years

Projected maturity, interest earned, and tax savings for ₹50,000/year invested over 20 years at the current 7.1% PPF rate.

📅 Current PPF Rate: 7.1% p.a. (Revised quarterly by Government of India)

Your PPF plan

Adjust any value — results update instantly.

Yearly investment

₹50,000

Maximum ₹1.5L/year for 80C benefit. Minimum ₹500/year.

PPF interest rate

7.1%

Current government rate: 7.1% p.a.

Investment period

20 years

yrs

Minimum 15 years. Extendable in 5-year blocks after maturity.

Real-time as you type.

Maturity value

₹22,19,429

After 20 years at 7.1% interest

Total invested

₹10,00,000

Interest earned

₹12,19,429

Tax saved (30%)

₹3,00,000

💰 PPF is completely TAX FREE

No tax on investment + interest + maturity (EEE status).

Watch invested capital and corpus grow year by year.

Opening balance, annual deposit, interest credited, and closing balance.

Year	Opening	Deposit	Interest	Closing
1	₹0	₹50,000	₹3,550	₹53,550
2	₹53,550	₹50,000	₹7,352	₹1,10,902
3	₹1,10,902	₹50,000	₹11,424	₹1,72,326
4	₹1,72,326	₹50,000	₹15,785	₹2,38,111
5	₹2,38,111	₹50,000	₹20,456	₹3,08,567
6	₹3,08,567	₹50,000	₹25,458	₹3,84,025
7	₹3,84,025	₹50,000	₹30,816	₹4,64,841
8	₹4,64,841	₹50,000	₹36,554	₹5,51,395
9	₹5,51,395	₹50,000	₹42,699	₹6,44,094
10	₹6,44,094	₹50,000	₹49,281	₹7,43,375
11	₹7,43,375	₹50,000	₹56,330	₹8,49,704
12	₹8,49,704	₹50,000	₹63,879	₹9,63,583
13	₹9,63,583	₹50,000	₹71,964	₹10,85,548
14	₹10,85,548	₹50,000	₹80,624	₹12,16,172
15	₹12,16,172	₹50,000	₹89,898	₹13,56,070
16	₹13,56,070	₹50,000	₹99,831	₹15,05,901
17	₹15,05,901	₹50,000	₹1,10,469	₹16,66,370
18	₹16,66,370	₹50,000	₹1,21,862	₹18,38,232
19	₹18,38,232	₹50,000	₹1,34,064	₹20,22,296
20	₹20,22,296	₹50,000	₹1,47,133	₹22,19,429