PPF scenario · India

PPF Calculator: ₹1,50,000/year for 20 years

Projected maturity, interest earned, and tax savings for ₹1,50,000/year invested over 20 years at the current 7.1% PPF rate.

📅 Current PPF Rate: 7.1% p.a. (Revised quarterly by Government of India)

Your PPF plan

Adjust any value — results update instantly.

Yearly investment

₹1,50,000

Maximum ₹1.5L/year for 80C benefit. Minimum ₹500/year.

PPF interest rate

7.1%

Current government rate: 7.1% p.a.

Investment period

20 years

yrs

Minimum 15 years. Extendable in 5-year blocks after maturity.

Real-time as you type.

Maturity value

₹66,58,288

After 20 years at 7.1% interest

Total invested

₹30,00,000

Interest earned

₹36,58,288

Tax saved (30%)

₹9,00,000

💰 PPF is completely TAX FREE

No tax on investment + interest + maturity (EEE status).

Watch invested capital and corpus grow year by year.

Opening balance, annual deposit, interest credited, and closing balance.

Year	Opening	Deposit	Interest	Closing
1	₹0	₹1,50,000	₹10,650	₹1,60,650
2	₹1,60,650	₹1,50,000	₹22,056	₹3,32,706
3	₹3,32,706	₹1,50,000	₹34,272	₹5,16,978
4	₹5,16,978	₹1,50,000	₹47,355	₹7,14,334
5	₹7,14,334	₹1,50,000	₹61,368	₹9,25,701
6	₹9,25,701	₹1,50,000	₹76,375	₹11,52,076
7	₹11,52,076	₹1,50,000	₹92,447	₹13,94,524
8	₹13,94,524	₹1,50,000	₹1,09,661	₹16,54,185
9	₹16,54,185	₹1,50,000	₹1,28,097	₹19,32,282
10	₹19,32,282	₹1,50,000	₹1,47,842	₹22,30,124
11	₹22,30,124	₹1,50,000	₹1,68,989	₹25,49,113
12	₹25,49,113	₹1,50,000	₹1,91,637	₹28,90,750
13	₹28,90,750	₹1,50,000	₹2,15,893	₹32,56,643
14	₹32,56,643	₹1,50,000	₹2,41,872	₹36,48,515
15	₹36,48,515	₹1,50,000	₹2,69,695	₹40,68,209
16	₹40,68,209	₹1,50,000	₹2,99,493	₹45,17,702
17	₹45,17,702	₹1,50,000	₹3,31,407	₹49,99,109
18	₹49,99,109	₹1,50,000	₹3,65,587	₹55,14,696
19	₹55,14,696	₹1,50,000	₹4,02,193	₹60,66,889
20	₹60,66,889	₹1,50,000	₹4,41,399	₹66,58,288