PPF scenario · India

PPF Calculator: ₹1,00,000/year for 20 years

Projected maturity, interest earned, and tax savings for ₹1,00,000/year invested over 20 years at the current 7.1% PPF rate.

📅 Current PPF Rate: 7.1% p.a. (Revised quarterly by Government of India)

Your PPF plan

Adjust any value — results update instantly.

Yearly investment

₹1,00,000

Maximum ₹1.5L/year for 80C benefit. Minimum ₹500/year.

PPF interest rate

7.1%

Current government rate: 7.1% p.a.

Investment period

20 years

yrs

Minimum 15 years. Extendable in 5-year blocks after maturity.

Real-time as you type.

Maturity value

₹44,38,859

After 20 years at 7.1% interest

Total invested

₹20,00,000

Interest earned

₹24,38,859

Tax saved (30%)

₹6,00,000

💰 PPF is completely TAX FREE

No tax on investment + interest + maturity (EEE status).

Watch invested capital and corpus grow year by year.

Opening balance, annual deposit, interest credited, and closing balance.

Year	Opening	Deposit	Interest	Closing
1	₹0	₹1,00,000	₹7,100	₹1,07,100
2	₹1,07,100	₹1,00,000	₹14,704	₹2,21,804
3	₹2,21,804	₹1,00,000	₹22,848	₹3,44,652
4	₹3,44,652	₹1,00,000	₹31,570	₹4,76,222
5	₹4,76,222	₹1,00,000	₹40,912	₹6,17,134
6	₹6,17,134	₹1,00,000	₹50,917	₹7,68,051
7	₹7,68,051	₹1,00,000	₹61,632	₹9,29,682
8	₹9,29,682	₹1,00,000	₹73,107	₹11,02,790
9	₹11,02,790	₹1,00,000	₹85,398	₹12,88,188
10	₹12,88,188	₹1,00,000	₹98,561	₹14,86,749
11	₹14,86,749	₹1,00,000	₹1,12,659	₹16,99,409
12	₹16,99,409	₹1,00,000	₹1,27,758	₹19,27,167
13	₹19,27,167	₹1,00,000	₹1,43,929	₹21,71,095
14	₹21,71,095	₹1,00,000	₹1,61,248	₹24,32,343
15	₹24,32,343	₹1,00,000	₹1,79,796	₹27,12,139
16	₹27,12,139	₹1,00,000	₹1,99,662	₹30,11,801
17	₹30,11,801	₹1,00,000	₹2,20,938	₹33,32,739
18	₹33,32,739	₹1,00,000	₹2,43,724	₹36,76,464
19	₹36,76,464	₹1,00,000	₹2,68,129	₹40,44,593
20	₹40,44,593	₹1,00,000	₹2,94,266	₹44,38,859